About CardPolo

CardPolo is the AI credit-card command center for India and the United States. We help you find the right card, swipe the right one, andstack the right combos — across two of the most rewards-rich card markets in the world.

The promise: play your cards right. We rank cards by NET annual rupee/dollar value — not headline rate — and the math accounts for monthly caps, forex markup, welcome bonuses amortized year-1, and the transfer-partner sweet spots most comparison sites ignore.

We're built around three tracks: India, United States, and Global. Every card row, every comparison, every calculator output is geo-tagged — because the right answer in Bangalore is rarely the right answer in Brooklyn.

Some links on this site are affiliate links — we may earn a commission if you apply, at no extra cost to you. We never recommend a card we wouldn't use ourselves, and every reward claim cites a primary issuer source you can check yourself.

Founded by Saurav Kumar Nanda. Independent — no investors, no growth-team-set targets.

Polo Brain

AI swipe optimizer. Ask which card to use, in plain English.

Try it
Polo Match

8-question quiz, top 3 cards ranked by net annual value.

Take the quiz
Polo Calc

Points value, transfer partners, welcome bonus ROI — calculated.

Calculate

Find your right card

Eight questions, AI ranks the top 3 by net annual value. Free, no login.

Take the quiz

Questions? Email hello@cardpolo.com.