About CardPolo

CardPolo is the credit-card command center for India and the United States. We help you find the right card, swipe the right one, andstack the right combos, across two of the most rewards-rich card markets in the world.

The promise: play your cards right. We rank cards by NET annual rupee/dollar value, not headline rate, and the math accounts for monthly caps, forex markup, welcome bonuses amortized year-1, and the transfer-partner sweet spots most comparison sites ignore.

We're built around three tracks: India, United States, and Global. Every card row, every comparison, every calculator output is geo-tagged, because the right answer in Bangalore is rarely the right answer in Brooklyn.

We link out to issuers' own application pages and don't currently earn affiliate commissions. When that changes we'll disclose it, and it will never affect how we rank cards. We never recommend a card we wouldn't use ourselves, and we are moving every reward claim onto a primary issuer source you can check yourself, with a last-verified date shown on each card as we confirm it.

Independent. No investors, no growth-team-set targets.

Polo Brain

AI swipe optimizer. Ask which card to use, in plain English.

Try it
Polo Match

8-question quiz, top 3 cards ranked by net annual value.

Take the quiz
Polo Calc

Points value, transfer partners, welcome bonus ROI, calculated.

Calculate

Find your right card

Eight questions, AI ranks the top 3 by net annual value. Free, no login.

Take the quiz

Questions? Email [email protected].