Terms of Service

By using CardPolo you agree to these terms.

Free service

Polo Brain (10 free queries/day), Polo Match, Polo Calc, and all editorial content are free. Polo Pro (unlimited queries, advanced features) is a paid subscription. We may earn affiliate commissions from outbound credit-card application links.

Not financial advice

Nothing on CardPolo constitutes financial, legal, or tax advice. Editorial recommendations reflect our opinion only. Cards have eligibility requirements that we surface but cannot guarantee — final approval is at the issuer's discretion. Verify fees, reward rates, and terms directly with the issuer before applying.

Acceptable use

Don't abuse the service — no scraping, no automated mass account creation, no attempts to bypass rate limits on Polo Brain, no attempts to bypass security.

Card data

You may add cards to your wallet for tracking purposes. We store only the last 4 digits of the card number, the issuer, and a nickname. We never request or store the full PAN, CVV, or expiry date.

Affiliate disclosure

Many card-application links on CardPolo are affiliate links — we may earn a commission if you apply and are approved, at no extra cost to you. This is disclosed inline near applicable buttons and in our global footer, per FTC and ASCI guidelines.

Liability

We provide the service "as is." We're not liable for any losses arising from your use of the cards we recommend, missed reward redemptions, devaluations, or changes to issuer policies that occur after our content is published.

Contact

Questions? Email hello@cardpolo.com.