Privacy Policy

What we collect

• Your email address (only when you create an account or subscribe to the newsletter)
• Cards you manually add to your wallet (last 4 digits only — never full PAN, CVV, or expiry)
• Polo Brain queries (for analytics + improving the AI; never sold)
• Polo Match quiz answers (country, spend bracket, primary categories — never personally identifying)
• Anonymized analytics — pageviews and clicks (no cookies, via Plausible)
• Affiliate click logs — link slug, country (from Cloudflare), and a SHA-256 hash of your IP

What we never do

• We never connect to your bank (no Plaid, no Account Aggregator, no statement parsing).
• We never store your full card number, CVV, or expiry. Only the last 4 digits.
• We never connect to your Gmail or other inboxes.
• We never sell your data.

Cookies

We use a single, essential cookie for authentication when you sign in. No tracking cookies.

Affiliate disclosure

Some links on CardPolo are affiliate links — we may earn a commission if you apply, at no extra cost to you. This is disclosed inline next to applicable buttons and in our global footer, per FTC and ASCI guidelines.

Contact

Questions? Email hello@cardpolo.com.