Welcome to CardPolo — play your cards right
A short intro to CardPolo — the AI credit-card command center for India + US. Find the right card, swipe the right one, stack the right combos.
Welcome to CardPolo
We started CardPolo for one simple reason: most "best credit card" lists on the internet read like bank brochures. Generic rankings by headline rate, no opinions, no math behind them, no relevance to how you actually spend.
We do three things differently:
- Net annual value, not headline rate. A 4% card with a ₹500 cap loses to a 2% no-cap card on a ₹50K spend. We do that math — and the cashback-vs-transfer-partner math too.
- Country-aware, dual-track. India and the US run on entirely different reward systems. We never blend them. Every card is tagged, every comparison is geo-correct.
- AI when it earns it. Polo Brain answers "which card do I swipe right now?" in plain English, powered by Claude Sonnet 4.5. Polo Match ranks your top 3 cards in 60 seconds. The rest is honest editorial.
If that resonates: take the quiz or ask Polo Brain anything.
Track your SaaS spend in 30 seconds
Manual entry, no bank or email connections. We email you before every renewal — with cheaper alternatives.
Try the demo →More to read
Other posts in meta, plus our latest.
The SaaS subscription audit — a 30-minute playbook to cut 20% of your stack
A structured audit you can run in half an hour to find unused, duplicated, and overpriced SaaS subscriptions — without connecting your bank or email.
Buying SaaS in India vs the US — what changes (and what doesn''t)
Pricing, payment methods, support hours, GST, RBI compliance — a practical guide to picking SaaS when you''re in India but selling globally (or vice versa).
How to pay for Anthropic Claude API as an Indian business in 2026
Anthropic bills in USD with no Indian payment options. We break down the cards that minimise forex, the GST treatment, the TDS situation, and the OPGSP route Indian businesses actually use.