US
American Express
Amex Blue Cash Everyday
AMERICAN
EXPRESS
๐Ÿ‡บ๐Ÿ‡ธ United States ยท American Express

Amex Blue Cash Everyday

No-fee Amex with 3% supermarket, Blue Cash Preferred minus the fee.

4.3 / 5
Joining fee
$0
Annual fee
$0
Top reward
3%
Min income
None stated

External link to American Expressโ€™s own application page.

The Amex Blue Cash Everyday has no annual fee. It earns 3% on shopping and 1% on everything else. Forex markup is 2.7%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Amex Blue Cash Everyday actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$288
Annual feeNo fee
Welcome bonus (year 1 only)+$200
Cumulative net value
+$1,640
over 5 years
Year 1
$488
+$488/yr
Year 2
$776
+$288/yr
Year 3
$1,064
+$288/yr
Year 4
$1,352
+$288/yr
Year 5
$1,640
+$288/yr
Year 1 (with bonus)
$488
Year 2+ (steady state)
$288/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Amex Blue Cash Everyday earn?

What you earn back, by category.

shopping
3%
On up to $6,000 spend per year (cap terms unverified)
๐Ÿ“ˆ
Everything else
1%
๐Ÿ“ˆ
๐ŸŽ
Welcome bonus

$200 statement credit after $2,000 spend in first 6 months

What do you get with the Amex Blue Cash Everyday?

  • 3% on US supermarkets (up to $6K/year)
  • 3% on US gas stations + online retail
  • 1% on everything else
  • No annual fee

Who qualifies for the Amex Blue Cash Everyday?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
670+
Self-employed
Eligible

Amex Blue Cash Everyday FAQ

โ€บWhat is the Amex Blue Cash Everyday annual fee?

The Amex Blue Cash Everyday has no annual fee.

โ€บWhat does the Amex Blue Cash Everyday earn?

It earns 3% on shopping and 1% on everything else.

โ€บWhat is the Amex Blue Cash Everyday forex markup?

The Amex Blue Cash Everyday charges 2.7% forex markup on foreign-currency spends.

โ€บWhat income do you need for the Amex Blue Cash Everyday?

American Express publishes no minimum income requirement for this card; approval rests on your credit profile.

โ€บWhat is the Amex Blue Cash Everyday welcome bonus?

$200 statement credit after $2,000 spend in first 6 months.

โ€บAre these Amex Blue Cash Everyday figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.