American Express Preferred Rewards Gold
UK spenders who want Membership Rewards points with a free first year.
External link to American Express’s own application page.
The American Express Preferred Rewards Gold costs £195 a year. It earns 1% on all spends. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much American Express Preferred Rewards Gold actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the American Express Preferred Rewards Gold earn?
What you earn back, by category.
20,000 Membership Rewards points after £3,000 spend in three months
What do you get with the American Express Preferred Rewards Gold?
- 1 Membership Rewards point for every £1 spent
- Annual fee £195, £0 in the first year
- Points transfer to airline and hotel partners
Who qualifies for the American Express Preferred Rewards Gold?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
How does the American Express Preferred Rewards Gold compare?
What people say about the American Express Preferred Rewards Gold
Real answers from readers. No login, and nothing here affects our scores.
American Express Preferred Rewards Gold FAQ
›What is the American Express Preferred Rewards Gold annual fee?
The annual fee is £195 (joining fee £0).
›What does the American Express Preferred Rewards Gold earn?
It earns 1% on all spends.
›What income do you need for the American Express Preferred Rewards Gold?
The stated minimum income is £20,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the American Express Preferred Rewards Gold welcome bonus?
20,000 Membership Rewards points after £3,000 spend in three months.
›Are these American Express Preferred Rewards Gold figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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