Axis Reserve
Invitation-only super-premium, for ₹25L+/year spenders.
External link to Axis Bank’s own application page.
The Axis Reserve costs ₹50,000 a year, waived at ₹25,00,000 annual spend. It earns 5% on all spends. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much Axis Reserve actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the Axis Reserve earn?
What you earn back, by category.
50,000 EDGE points + Taj Epicure membership
What do you get with the Axis Reserve?
- 5 EDGE points per ₹100 (effectively 5%)
- Unlimited international + domestic lounge visits
- Taj Epicure + ITC Culinaire memberships
- Concierge 24x7 globally
- 0% forex markup on first ₹15L of FX/year
- Annual ₹25K vouchers at milestones
Who qualifies for the Axis Reserve?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Axis Reserve FAQ
›What is the Axis Reserve annual fee?
The annual fee is ₹50,000. It is waived if you spend ₹25,00,000 in a year.
›What does the Axis Reserve earn?
It earns 5% on all spends.
›What is the Axis Reserve forex markup?
The Axis Reserve charges 0% forex markup on foreign-currency spends.
›What income do you need for the Axis Reserve?
The stated minimum income is ₹50,00,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the Axis Reserve welcome bonus?
50,000 EDGE points + Taj Epicure membership.
›Are these Axis Reserve figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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