Best credit card for Petrol pump
Ranked by net reward rate. Each pick lists the exact percentage you earn at Petrol pump, plus any caps or fine print to watch.
The best card for Petrol pump right now is the Axis ACE, earning 4% (capped) + waiver there. 1% fuel surcharge waiver on top of cashback. Its annual fee is ₹499. The full ranking below orders 2 cards by net reward rate at Petrol pump.
Which card earns the most at Petrol pump?
Axis ACE
Axis Bank
1% fuel surcharge waiver on top of cashback.
HDFC Millennia
HDFC Bank
1% surcharge waiver up to ₹400/month.
FAQ
›Which credit card gives the highest reward at Petrol pump?
Axis ACE pays 4% (capped) + waiver on Petrol pump. 1% fuel surcharge waiver on top of cashback.
›Are there any caps or limits I should know about?
Most cards cap their boosted-category cashback. The ranking below already accounts for caps in the per-merchant note. For uncapped earn at Petrol pump, look for cards with "Unlimited" in the description.
›Should I get a new card just for one merchant?
Only if your annual spend at that merchant is high enough to clear the joining fee. As a rule of thumb: a 5% boost on ₹1,00,000 / $1,000 of annual spend = ₹5,000 / $50, which justifies most no-fee or sub-₹1,000 fee cards.