US
Capital One
Capital One Venture
VISA
๐Ÿ‡บ๐Ÿ‡ธ United States ยท Capital One

Capital One Venture

Simple travel earn, 2x on every dollar, no categories to track

4.4 / 5
Joining fee
$0
Annual fee
$95
Top reward
5%
Min income
None stated

External link to Capital Oneโ€™s own application page.

The Capital One Venture costs $95 a year. It earns 5% on travel and 2% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Capital One Venture actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$576
Annual feeโˆ’$95
Welcome bonus (year 1 only)+$4,000
Cumulative net value
+$6,405
over 5 years
Year 1
$4,481
+$4,481/yr
Year 2
$4,962
+$481/yr
Year 3
$5,443
+$481/yr
Year 4
$5,924
+$481/yr
Year 5
$6,405
+$481/yr
Year 1 (with bonus)
$4,481
Year 2+ (steady state)
$481/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Capital One Venture earn?

What you earn back, by category.

Everything else
2%
๐Ÿ“ˆ
travel
5%
๐Ÿ“ˆ
๐ŸŽ
Welcome bonus

75,000 miles after $4,000 in first 3 months (~$750 in travel)

What do you get with the Capital One Venture?

  • 2x miles on every purchase
  • 5x miles on hotels and rental cars booked via Capital One Travel
  • Up to $100 credit for Global Entry/TSA PreCheck
  • Transfer miles to 15+ airline/hotel partners
  • No foreign transaction fees
  • Two complimentary visits/year to Capital One Lounges

Who qualifies for the Capital One Venture?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
700+
Self-employed
Eligible

Capital One Venture FAQ

โ€บWhat is the Capital One Venture annual fee?

The annual fee is $95 (joining fee $0).

โ€บWhat does the Capital One Venture earn?

It earns 5% on travel and 2% on everything else.

โ€บWhat is the Capital One Venture forex markup?

The Capital One Venture charges 0% forex markup on foreign-currency spends.

โ€บWhat income do you need for the Capital One Venture?

Capital One publishes no minimum income requirement for this card; approval rests on your credit profile.

โ€บWhat is the Capital One Venture welcome bonus?

75,000 miles after $4,000 in first 3 months (~$750 in travel).

โ€บAre these Capital One Venture figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.