Best online shopping credit cards
Boosted rewards on Amazon, Flipkart, etc..
🇮🇳 India
HDFC Millennia
HDFC Bank
Online shoppers spending ₹15K–50K/month
SBI SimplyClick
SBI Card
First card for online buyers, low entry fee
Amazon Pay ICICI
ICICI Bank
Heavy Amazon shoppers, best free card in India
Tata Neu Infinity HDFC
HDFC Bank
Tata ecosystem users, Croma, BigBasket, AirAsia, Westside, Taj
Flipkart Axis Bank
Axis Bank
Flipkart loyalists who also use Myntra and Cleartrip
HDFC MoneyBack+
HDFC Bank
Entry-level cashback with very low waiver bar.
Best online shopping credit cards, common questions
Every figure below is read from our card catalog at build time, so it cannot drift from the card pages.
How many online shopping credit cards are compared here?
6 online shopping cards, 6 from India. India and US cards are listed separately because their fees, income rules and reward currencies do not compare directly.
Which online shopping credit cards have no annual fee?
1 of the 6 online shopping cards listed here carries no annual fee: Amazon Pay ICICI. A zero annual fee does not mean zero cost; check the joining fee and the foreign transaction markup on each card page before you apply.
How much do these online shopping cards cost per year?
Annual fees across the 6 online shopping cards on this page run ₹0 to ₹1,499 (highest: Tata Neu Infinity HDFC). Fee waivers on annual spend are common in India and rare in the US, so read the waiver threshold rather than the headline fee.
Which of these online shopping cards is cheapest on foreign spend?
6 of these cards charge 3.5% on foreign currency transactions, among them Amazon Pay ICICI, Flipkart Axis Bank and HDFC Millennia, and 3 more. That is the lowest markup among the 6 cards here whose rate we have confirmed against the issuer.
What income do you need for these online shopping cards?
Of the 6 cards here that state an income requirement, the lowest bar is the HDFC MoneyBack+ at ₹2,40,000 a year. Issuer income figures are guidelines rather than hard cutoffs, and US issuers generally publish none at all.