Amex Delta SkyMiles Platinum vs Amex Hilton Honors Surpass
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Amex Hilton Honors Surpass wins 4-0. Hilton guests who want Gold status and strong everyday earn. Amex Delta SkyMiles Platinum is still the right call if regular delta flyers who also book hotels directly..
Side-by-side
| Criterion | Amex Delta SkyMiles Platinum | Amex Hilton Honors Surpass |
|---|---|---|
| Annual fee | · $350 | $150 |
| Joining fee | = None | = None |
| Top reward rate | · 3% (travel) | 12x (travel) |
| Base reward rate | · 1% | 3x |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | = N/A | = N/A |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = Not verified | = Not verified |
| Min credit score | = N/A | = N/A |
| Editorial rating | · 4.2/5 | 4.3/5 |
Benefits compared
Amex Delta SkyMiles Platinum
- 3x miles on Delta purchases and on hotels booked directly
- 2x miles at restaurants and US supermarkets
- 1x miles on everything else
- No foreign transaction fees
Amex Hilton Honors Surpass
- 12x Hilton Honors points at Hilton hotels and resorts
- 6x at US restaurants, US supermarkets and US gas stations
- 4x on US online retail purchases
- 3x on everything else
- Hilton Honors Gold status
- Annual fee $150, $0 in the first year
FAQ
›Amex Delta SkyMiles Platinum vs Amex Hilton Honors Surpass: which is better?
Amex Hilton Honors Surpass wins on more dimensions (4 vs 0). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Amex Delta SkyMiles Platinum for its best categories, Amex Hilton Honors Surpass for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Amex Delta SkyMiles Platinum doesn't list a welcome bonus. Amex Hilton Honors Surpass doesn't list a welcome bonus.