Amex Delta SkyMiles Reserve vs Amex Hilton Honors Aspire
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.


Amex Hilton Honors Aspire wins 4-0. Frequent Hilton guests who want top-tier Diamond status. Amex Delta SkyMiles Reserve is still the right call if delta loyalists who will use the lounge and status perks..
Side-by-side
| Criterion | Amex Delta SkyMiles Reserve | Amex Hilton Honors Aspire |
|---|---|---|
| Annual fee | · $650 | $550 |
| Joining fee | = None | = None |
| Top reward rate | · 3% (travel) | 14x (travel) |
| Base reward rate | · 1% | 3x |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | = N/A | = N/A |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = Not verified | = Not verified |
| Min credit score | = N/A | = N/A |
| Editorial rating | · 4.1/5 | 4.4/5 |
Benefits compared
Amex Delta SkyMiles Reserve
- 3x miles on Delta purchases
- 1x miles on everything else
- No foreign transaction fees
Amex Hilton Honors Aspire
- 14x Hilton Honors points at Hilton hotels and resorts
- 7x at US restaurants, on flights booked directly with airlines or AmexTravel.com, and on car rentals booked directly
- 3x on everything else
- Hilton Honors Diamond status
- No foreign transaction fees
FAQ
›Amex Delta SkyMiles Reserve vs Amex Hilton Honors Aspire: which is better?
Amex Hilton Honors Aspire wins on more dimensions (4 vs 0). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Amex Delta SkyMiles Reserve for its best categories, Amex Hilton Honors Aspire for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Amex Delta SkyMiles Reserve doesn't list a welcome bonus. Amex Hilton Honors Aspire doesn't list a welcome bonus.