Head-to-head · 🇺🇸 United States

Amex Delta SkyMiles Reserve vs Amex Hilton Honors Aspire

Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.

Amex Delta SkyMiles Reserve card
Wins 0 of 10
Amex Hilton Honors Aspire card
Wins 4 of 10
Verdict

Amex Hilton Honors Aspire wins 4-0. Frequent Hilton guests who want top-tier Diamond status. Amex Delta SkyMiles Reserve is still the right call if delta loyalists who will use the lounge and status perks..

Side-by-side

CriterionAmex Delta SkyMiles ReserveAmex Hilton Honors Aspire
Annual fee
·
$650
$550
Joining fee
=
None
=
None
Top reward rate
·
3% (travel)
14x (travel)
Base reward rate
·
1%
3x
Forex markup
=
No FX fee
=
No FX fee
Welcome bonus
=
N/A
=
N/A
Fee waiver threshold
=
No waiver
=
No waiver
Min income
=
Not verified
=
Not verified
Min credit score
=
N/A
=
N/A
Editorial rating
·
4.1/5
4.4/5

Benefits compared

Amex Delta SkyMiles Reserve

  • 3x miles on Delta purchases
  • 1x miles on everything else
  • No foreign transaction fees

Amex Hilton Honors Aspire

  • 14x Hilton Honors points at Hilton hotels and resorts
  • 7x at US restaurants, on flights booked directly with airlines or AmexTravel.com, and on car rentals booked directly
  • 3x on everything else
  • Hilton Honors Diamond status
  • No foreign transaction fees

FAQ

›Amex Delta SkyMiles Reserve vs Amex Hilton Honors Aspire: which is better?

Amex Hilton Honors Aspire wins on more dimensions (4 vs 0). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.

›Can I get both?

Yes, if your credit profile supports it, holding both is the optimal play. Use Amex Delta SkyMiles Reserve for its best categories, Amex Hilton Honors Aspire for its best categories. Just watch the combined annual fees against your spend.

›Which one has the better welcome bonus?

Amex Delta SkyMiles Reserve doesn't list a welcome bonus. Amex Hilton Honors Aspire doesn't list a welcome bonus.