Amex Hilton Honors Surpass vs Amex Marriott Bonvoy Bevy
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.


Amex Hilton Honors Surpass wins 4-0. Hilton guests who want Gold status and strong everyday earn. Amex Marriott Bonvoy Bevy is still the right call if marriott guests who spend on dining and groceries..
Side-by-side
| Criterion | Amex Hilton Honors Surpass | Amex Marriott Bonvoy Bevy |
|---|---|---|
| Annual fee | $150 | · $250 |
| Joining fee | = None | = None |
| Top reward rate | 12x (travel) | · 6x (travel) |
| Base reward rate | 3x | · 2x |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | = N/A | = N/A |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = Not verified | = Not verified |
| Min credit score | = N/A | = N/A |
| Editorial rating | 4.3/5 | · 4/5 |
Benefits compared
Amex Hilton Honors Surpass
- 12x Hilton Honors points at Hilton hotels and resorts
- 6x at US restaurants, US supermarkets and US gas stations
- 4x on US online retail purchases
- 3x on everything else
- Hilton Honors Gold status
- Annual fee $150, $0 in the first year
Amex Marriott Bonvoy Bevy
- 6x Marriott Bonvoy points at hotels participating in Marriott Bonvoy
- 4x at restaurants worldwide and US supermarkets on up to $15,000 a year combined, then 2x
- 2x on everything else
- No foreign transaction fees
FAQ
›Amex Hilton Honors Surpass vs Amex Marriott Bonvoy Bevy: which is better?
Amex Hilton Honors Surpass wins on more dimensions (4 vs 0). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Amex Hilton Honors Surpass for its best categories, Amex Marriott Bonvoy Bevy for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Amex Hilton Honors Surpass doesn't list a welcome bonus. Amex Marriott Bonvoy Bevy doesn't list a welcome bonus.