American Express Rewards Credit Card vs Marriott Bonvoy American Express (UK)
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Marriott Bonvoy American Express (UK) wins 2-1. Marriott regulars in the UK who want a free night each year. American Express Rewards Credit Card is still the right call if a free way into membership rewards points in the uk..
Side-by-side
| Criterion | American Express Rewards Credit Card | Marriott Bonvoy American Express (UK) |
|---|---|---|
| Annual fee | No annual fee | · £95 |
| Joining fee | = None | = None |
| Top reward rate | · 1% (general) | 2x (general) |
| Base reward rate | · 1% | 2x |
| Forex markup | = N/A | = N/A |
| Welcome bonus | = 10,000 Membership Rewards points after £2,000 spend in three months | = 20,000 Marriott Bonvoy points after £3,000 spend in three months |
| Fee waiver threshold | = N/A (no fee) | = No waiver |
| Min income | = £15,000 | = Not verified |
| Min credit score | = N/A | = N/A |
| Editorial rating | = 4/5 | = 4/5 |
Benefits compared
American Express Rewards Credit Card
- 1 Membership Rewards point for every £1 spent
- No annual fee
Marriott Bonvoy American Express (UK)
- 2 Marriott Bonvoy points for every £1 spent
- One free night (up to 25,000 points) after £25,000 of spend in an anniversary year
- Gold Elite status when you spend £15,000 a year, and 15 Elite Night Credits
FAQ
›American Express Rewards Credit Card vs Marriott Bonvoy American Express (UK): which is better?
Marriott Bonvoy American Express (UK) wins on more dimensions (2 vs 1). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use American Express Rewards Credit Card for its best categories, Marriott Bonvoy American Express (UK) for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
American Express Rewards Credit Card: 10,000 Membership Rewards points after £2,000 spend in three months. Marriott Bonvoy American Express (UK): 20,000 Marriott Bonvoy points after £3,000 spend in three months.