Head-to-head · 🇮🇳 India
Axis Magnus vs SBI Aurum
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
Axis Bank
Axis Magnus
Wins 4 of 10
IN
Premium
SBI Card
SBI Aurum
Wins 4 of 10
Verdict
It's a true tie, neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | Axis Magnus | SBI Aurum |
|---|---|---|
| Annual fee | · ₹12,500 | ₹9,999 |
| Joining fee | · ₹12,500 | ₹9,999 |
| Top reward rate | 12% (travel) | · 4% (general) |
| Base reward rate | 4.8% | · 4% |
| Forex markup | = 2% | = N/A |
| Welcome bonus | = 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher | = 10,000 reward points + ₹10,000 brand voucher |
| Fee waiver threshold | · ₹2,500,000 / yr | ₹1,500,000 / yr |
| Min income | ₹1,800,000 | · ₹3,500,000 |
| Min credit score | 780 | · 800 |
| Editorial rating | · 4.3/5 | 4.6/5 |
Benefits compared
Axis Magnus
- 12 EDGE points per ₹200 on travel via TravelEdge portal
- 4.8 EDGE points per ₹200 on general spend
- Unlimited international + domestic lounge access (Priority Pass)
- Buy 1 get 1 BookMyShow tickets monthly (capped 5)
- Annual ₹10,000 milestone vouchers from Tata CLiQ
- Concierge 24x7 + golf 4x/month
SBI Aurum
- 4 reward points per ₹100 (~4% value)
- Unlimited domestic + 6 international lounge visits/quarter
- Concierge 24x7
- Taj Inner Circle membership
- 2 free golf rounds/month
FAQ
›Axis Magnus vs SBI Aurum: which is better?
It's a true tie, pick the one whose boost categories match your spend. Axis Magnus wins on 4 criteria, SBI Aurum on 4.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Axis Magnus for its best categories, SBI Aurum for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Magnus: 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher. SBI Aurum: 10,000 reward points + ₹10,000 brand voucher.