Chase Marriott Bonvoy Boundless vs Citi Strata Premier
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Chase Marriott Bonvoy Boundless wins 2-0. Free annual night ($85K Bonvoy) covers the $95 fee easily. Citi Strata Premier is still the right call if mid-tier travel card; 10x is citi travel portal-only, 3x on everyday travel and dining..
Side-by-side
| Criterion | Chase Marriott Bonvoy Boundless | Citi Strata Premier |
|---|---|---|
| Annual fee | = $95 | = $95 |
| Joining fee | = None | = None |
| Top reward rate | 6% (travel) | · 3% (travel) |
| Base reward rate | 2% | · 1% |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | = 3 free nights (each up to 50K Bonvoy points) after $3,000 spend in 3 months | = 75,000 ThankYou points after $4,000 spend in 3 months |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = None stated | = None stated |
| Min credit score | = 700 | = 700 |
| Editorial rating | = 4.4/5 | = 4.4/5 |
Benefits compared
Chase Marriott Bonvoy Boundless
- 6x Bonvoy points at Marriott
- 2x on everything else
- Free annual award night (35K points)
- Marriott Silver Elite status (15 elite night credits)
- No foreign transaction fees
Citi Strata Premier
- 10x on hotels, car rentals, and attractions booked through the Citi Travel portal only
- 3x on air travel and other hotels, restaurants, supermarkets, and gas
- 1x on everything else
- $100 hotel benefit on $500+ Citi Travel hotel bookings
- Transfer to 16 airline + hotel partners
FAQ
›Chase Marriott Bonvoy Boundless vs Citi Strata Premier: which is better?
Chase Marriott Bonvoy Boundless wins on more dimensions (2 vs 0). But the right answer depends on your specific spending pattern, see the calculator below.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Chase Marriott Bonvoy Boundless for its best categories, Citi Strata Premier for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Chase Marriott Bonvoy Boundless: 3 free nights (each up to 50K Bonvoy points) after $3,000 spend in 3 months. Citi Strata Premier: 75,000 ThankYou points after $4,000 spend in 3 months.