HDFC Infinia (Metal) vs Axis Burgundy Private
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Burgundy Private wins 5-3. Private-banking-tied super-premium, fee waived with banking AUM. HDFC Infinia (Metal) is still the right call if top-tier travelers, invitation-only, the apex of hdfc reward redemption..
Side-by-side
| Criterion | HDFC Infinia (Metal) | Axis Burgundy Private |
|---|---|---|
| Annual fee | · ₹12,500 | No annual fee |
| Joining fee | · ₹12,500 | None |
| Top reward rate | · 3.3% (general) | 5% (general) |
| Base reward rate | · 3.3% | 5% |
| Forex markup | · 2% | No FX fee |
| Welcome bonus | = 12,500 reward points (offsets joining fee 1:1) | = Burgundy Private banking relationship + 50K points |
| Fee waiver threshold | ₹1,000,000 / yr | · N/A (no fee) |
| Min income | ₹4,000,000 | · ₹10,000,000 |
| Min credit score | = 800 | = 800 |
| Editorial rating | 4.9/5 | · 4.6/5 |
Benefits compared
HDFC Infinia (Metal)
- Unlimited international + domestic lounge access (self + guest)
- 10x reward points on SmartBuy partners
- Free annual Club Marriott + Club Vistara Gold
- Concierge 24x7
- 2% forex markup
Axis Burgundy Private
- 5 EDGE points per ₹100
- Unlimited international + domestic lounge access
- Annual fee waived for Burgundy Private clients (₹5Cr+ AUM)
- 0% forex markup on travel via Travel EDGE
- Dedicated relationship manager + concierge
FAQ
›HDFC Infinia (Metal) vs Axis Burgundy Private: which is better?
Axis Burgundy Private wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern, see the calculator below.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use HDFC Infinia (Metal) for its best categories, Axis Burgundy Private for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
HDFC Infinia (Metal): 12,500 reward points (offsets joining fee 1:1). Axis Burgundy Private: Burgundy Private banking relationship + 50K points.