RBL World Safari vs ICICI MMT Signature
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
ICICI MMT Signature wins 5-4. MakeMyTrip loyalists, co-branded with strong travel benefits. RBL World Safari is still the right call if international travelers, best forex markup + lounge access combo..
Side-by-side
| Criterion | RBL World Safari | ICICI MMT Signature |
|---|---|---|
| Annual fee | · ₹3,000 | ₹2,500 |
| Joining fee | · ₹3,000 | ₹2,500 |
| Top reward rate | · 5% (travel) | 6% (travel) |
| Base reward rate | 2% | · 1.5% |
| Forex markup | No FX fee | · 2.5% |
| Welcome bonus | = ₹3,000 MakeMyTrip voucher on first eligible spend within 30 days | = ₹2,500 MMT Black holidays voucher |
| Fee waiver threshold | ₹500,000 / yr | · ₹600,000 / yr |
| Min income | · ₹1,200,000 | ₹800,000 |
| Min credit score | · 780 | 770 |
| Editorial rating | 4.5/5 | · 4.4/5 |
Benefits compared
RBL World Safari
- 0% forex markup, uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
ICICI MMT Signature
- 6% myCash on flight + hotel bookings via MMT
- 3% myCash on dining + grocery
- 1.5% on others
- 4 international + 4 domestic lounge visits/year
- MMT Black membership
FAQ
›RBL World Safari vs ICICI MMT Signature: which is better?
ICICI MMT Signature wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern, see the calculator below.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use RBL World Safari for its best categories, ICICI MMT Signature for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
RBL World Safari: ₹3,000 MakeMyTrip voucher on first eligible spend within 30 days. ICICI MMT Signature: ₹2,500 MMT Black holidays voucher.