Yes Bank Marquee vs Kotak White
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Yes Bank Marquee wins 5-3. Mid-premium with rare 0% forex markup tier. Kotak White is still the right call if mid-premium kotak card; rewards come from milestone white pass value, not a per-spend rate..
Side-by-side
| Criterion | Yes Bank Marquee | Kotak White |
|---|---|---|
| Annual fee | · ₹4,999 | ₹3,000 |
| Joining fee | · ₹9,999 | ₹3,000 |
| Top reward rate | 2% (general) | · Milestone |
| Base reward rate | 2% | · Milestone |
| Forex markup | No FX fee | · 3.5% |
| Welcome bonus | = 15,000 reward points worth ₹3,750 | = White Pass value of ₹1,500 on ₹30,000 spend within 60 days of card set-up |
| Fee waiver threshold | · ₹1,500,000 / yr | ₹500,000 / yr |
| Min income | ₹2,400,000 | · ₹2,500,000 |
| Min credit score | 790 | · N/A |
| Editorial rating | = 4.3/5 | = 4.3/5 |
Benefits compared
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
Kotak White
- Milestone White Pass rewards, up to ₹27,000 per year on ₹12 lakh spend
- 3.5% forex markup
- Annual fee waived at ₹5 lakh annual spend
FAQ
›Yes Bank Marquee vs Kotak White: which is better?
Yes Bank Marquee wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern, see the calculator below.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Yes Bank Marquee for its best categories, Kotak White for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Yes Bank Marquee: 15,000 reward points worth ₹3,750. Kotak White: White Pass value of ₹1,500 on ₹30,000 spend within 60 days of card set-up.