US
Discover
Discover It Miles
Discover
๐Ÿ‡บ๐Ÿ‡ธ United States ยท Discover

Discover It Miles

No-fee flat travel earn, first-year doubled effectively makes it 3x.

4.4 / 5
Joining fee
$0
Annual fee
$0
Top reward
1.5%
Min income
None stated

External link to Discoverโ€™s own application page.

The Discover It Miles has no annual fee. It earns 1.5% on all spends. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Discover It Miles actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$270
Annual feeNo fee
Cumulative net value
+$1,350
over 5 years
Year 1
$270
+$270/yr
Year 2
$540
+$270/yr
Year 3
$810
+$270/yr
Year 4
$1,080
+$270/yr
Year 5
$1,350
+$270/yr
Year 1 (with bonus)
$270
Year 2+ (steady state)
$270/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Discover It Miles earn?

What you earn back, by category.

Everything else
1.5%
๐Ÿ“ˆ
๐ŸŽ
Welcome bonus

Discover doubles all miles earned in your first year (Mile Match)

What do you get with the Discover It Miles?

  • 1.5x miles on every purchase
  • Discover Mile Match: doubles all miles earned in year 1
  • Redeem against any travel purchase
  • No annual fee, no foreign transaction fees
  • Free FICO score

Who qualifies for the Discover It Miles?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
670+
Self-employed
Eligible

Discover It Miles FAQ

โ€บWhat is the Discover It Miles annual fee?

The Discover It Miles has no annual fee.

โ€บWhat does the Discover It Miles earn?

It earns 1.5% on all spends.

โ€บWhat is the Discover It Miles forex markup?

The Discover It Miles charges 0% forex markup on foreign-currency spends.

โ€บWhat income do you need for the Discover It Miles?

Discover publishes no minimum income requirement for this card; approval rests on your credit profile.

โ€บWhat is the Discover It Miles welcome bonus?

Discover doubles all miles earned in your first year (Mile Match).

โ€บAre these Discover It Miles figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.