HDFC Marriott Bonvoy
Marriott loyalists, every ₹150 = 8 Bonvoy points on Marriott + 2 elsewhere.
External link to HDFC Bank’s own application page.
The HDFC Marriott Bonvoy costs ₹3,000 a year, waived at ₹8,00,000 annual spend. It earns 8% on travel and 2% on everything else. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much HDFC Marriott Bonvoy actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the HDFC Marriott Bonvoy earn?
What you earn back, by category.
1 free night at any Marriott property + Marriott Bonvoy Silver Elite status
What do you get with the HDFC Marriott Bonvoy?
- 8 Bonvoy points per ₹150 on Marriott
- 4 Bonvoy points per ₹150 on travel + dining
- 2 Bonvoy points per ₹150 on everything else
- 1 free night annually at Marriott (up to 15K Bonvoy point value)
- Marriott Bonvoy Silver Elite status (15 elite night credits)
- 8 international + 8 domestic lounge visits/year
Who qualifies for the HDFC Marriott Bonvoy?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
What 1 HDFC Marriott Bonvoy point is actually worth
Same points, wildly different values depending on redemption. Most cardholders default to the boring option and never see the upside. Here's the full ladder for HDFC Marriott Bonvoy:
Marriott Bonvoy redemption (direct)Best
Co-branded, points ARE Marriott Bonvoy points. Cat 5 hotel = 35K points = ~₹40K room.
Marriott award chart sweet spots
Cat 4 hotels (25K points) often go for ~₹15K cash = ₹0.60/point. Cat 1 (5K) can hit ₹2/point.
Marriott airline transfer
Marriott → United/AA at 3:1. Worse than direct hotel use.
Welcome bonus, the under-priced lever
1 free night award (up to 25K points value) + Silver Elite status.
Sweet spots & gotchas
- ✓Best use: stay at Marriott Cat 3-4 properties on off-peak dates for max value-per-point.
- ✓Annual free-night cert at renewal is worth ₹15-25K.
HDFC Marriott Bonvoy FAQ
›What is the HDFC Marriott Bonvoy annual fee?
The annual fee is ₹3,000. It is waived if you spend ₹8,00,000 in a year.
›What does the HDFC Marriott Bonvoy earn?
It earns 8% on travel and 2% on everything else.
›What income do you need for the HDFC Marriott Bonvoy?
The stated minimum income is ₹15,00,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the HDFC Marriott Bonvoy welcome bonus?
1 free night at any Marriott property + Marriott Bonvoy Silver Elite status.
›Are these HDFC Marriott Bonvoy figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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