HDFC Regalia
Mid-tier travel without the Regalia Gold price tag.
External link to HDFC Bank’s own application page.
The HDFC Regalia costs ₹2,500 a year, waived at ₹3,00,000 annual spend. It earns 2.7% on all spends. Forex markup is 2%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much HDFC Regalia actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the HDFC Regalia earn?
What you earn back, by category.
2,500 reward points on first 90-day spend
What do you get with the HDFC Regalia?
- 4 reward points per ₹150
- 12 domestic + 6 international lounge visits/year
- Low forex markup 2%
- Buy-1-get-1 BookMyShow tickets
- Milestone reward points at ₹1L, ₹5L
Who qualifies for the HDFC Regalia?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
HDFC Regalia FAQ
›What is the HDFC Regalia annual fee?
The annual fee is ₹2,500. It is waived if you spend ₹3,00,000 in a year.
›What does the HDFC Regalia earn?
It earns 2.7% on all spends.
›What is the HDFC Regalia forex markup?
The HDFC Regalia charges 2% forex markup on foreign-currency spends.
›What income do you need for the HDFC Regalia?
The stated minimum income is ₹12,00,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the HDFC Regalia welcome bonus?
2,500 reward points on first 90-day spend.
›Are these HDFC Regalia figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
More cards in India
HDFC Millennia
HDFC Bank
Online shoppers spending ₹15K–50K/month
SBI SimplyClick
SBI Card
First card for online buyers, low entry fee
Axis ACE
Axis Bank
Bill payments + utilities + fuel, set-and-forget cashback