IDFC FIRST Wow
Secured card backed by FD, accessible to thin-credit-file applicants.
External link to IDFC FIRST Bank’s own application page.
The IDFC FIRST Wow has no annual fee. It earns 1% on all spends. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much IDFC FIRST Wow actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the IDFC FIRST Wow earn?
What you earn back, by category.
Lifetime free + 600 points on first transaction
What do you get with the IDFC FIRST Wow?
- 1 reward point per ₹100 (no rate change cliff)
- Lifetime free, no annual fee
- 4 complimentary domestic lounge visits/quarter
- 1% fuel surcharge waiver
- Backed by FD: easy approval
Who qualifies for the IDFC FIRST Wow?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
IDFC FIRST Wow FAQ
›What is the IDFC FIRST Wow annual fee?
The IDFC FIRST Wow has no annual fee.
›What does the IDFC FIRST Wow earn?
It earns 1% on all spends.
›What is the IDFC FIRST Wow forex markup?
The IDFC FIRST Wow charges 0% forex markup on foreign-currency spends.
›What income do you need for the IDFC FIRST Wow?
The stated minimum income is ₹0 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the IDFC FIRST Wow welcome bonus?
Lifetime free + 600 points on first transaction.
›Are these IDFC FIRST Wow figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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