IN
Premium
IndusInd Bank
IndusInd Iconia Amex
AMERICAN
EXPRESS
🇮🇳 India · IndusInd Bank

IndusInd Iconia Amex

Mid-premium Amex with annual-fee waiver from year 2.

4.2 / 5
Joining fee
₹3,500
Annual fee
₹0
Top reward
5%
Min income
₹600,000

External link to IndusInd Bank’s own application page.

The IndusInd Iconia Amex has no annual fee. It earns 5% on shopping and 1.5% on everything else. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much IndusInd Iconia Amex actually pays you over time, net of annual fees.

50,000

Includes 40% in this card's boost category, 60% general spend.

Annual rewards17,400
Annual feeNo fee
0
Cumulative net value
+87,000
over 5 years
Year 1
17,400
+17,400/yr
Year 2
34,800
+17,400/yr
Year 3
52,200
+17,400/yr
Year 4
69,600
+17,400/yr
Year 5
87,000
+17,400/yr
Year 1 (with bonus)
17,400
Year 2+ (steady state)
17,400/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the IndusInd Iconia Amex earn?

What you earn back, by category.

shopping
5%
📈
Everything else
1.5%
📈
🎁
Welcome bonus

4,000 reward points + Yatra voucher

What do you get with the IndusInd Iconia Amex?

  • 10 reward points per ₹100 on weekend dining + grocery
  • 4 international + 8 domestic lounge visits/year
  • Annual fee waived from year 2 (lifetime)
  • 1% fuel surcharge waiver
  • Buy-1-get-1 BookMyShow

Who qualifies for the IndusInd Iconia Amex?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
₹600,000
Min credit score
770+
Self-employed
Eligible

IndusInd Iconia Amex FAQ

What is the IndusInd Iconia Amex annual fee?

The IndusInd Iconia Amex has no annual fee.

What does the IndusInd Iconia Amex earn?

It earns 5% on shopping and 1.5% on everything else.

What is the IndusInd Iconia Amex forex markup?

The IndusInd Iconia Amex charges 3.5% forex markup on foreign-currency spends.

What income do you need for the IndusInd Iconia Amex?

The stated minimum income is ₹6,00,000 a year. Banks treat this as a guideline, not a hard cutoff.

What is the IndusInd Iconia Amex welcome bonus?

4,000 reward points + Yatra voucher.

Are these IndusInd Iconia Amex figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.