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SBI Card
SBI Air India Signature
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🇮🇳 India · SBI Card

SBI Air India Signature

Air India loyalists, highest miles earn on AI bookings.

4.3 / 5
Joining fee
₹4,999
Annual fee
₹4,999
Top reward
8%
Min income
₹1,200,000

External link to SBI Card’s own application page.

The SBI Air India Signature costs ₹4,999 a year, waived at ₹5,00,000 annual spend. It earns 8% on travel and 2% on everything else. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much SBI Air India Signature actually pays you over time, net of annual fees.

50,000

Includes 40% in this card's boost category, 60% general spend.

Annual rewards26,400
Annual fee0 (waived ✓)
Cumulative net value
+132,000
over 5 years
Year 1
26,400
+26,400/yr
Year 2
52,800
+26,400/yr
Year 3
79,200
+26,400/yr
Year 4
105,600
+26,400/yr
Year 5
132,000
+26,400/yr
Year 1 (with bonus)
26,400
Year 2+ (steady state)
26,400/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the SBI Air India Signature earn?

What you earn back, by category.

travel
8%
📈
Everything else
2%
📈
🎁
Welcome bonus

20,000 Air India reward points

What do you get with the SBI Air India Signature?

  • 30 AI reward points per ₹100 on Air India bookings
  • 4 reward points per ₹100 on others
  • Air India Maharajah Club Silver
  • 8 international + 8 domestic lounge visits/year
  • Free Air India ticket on ₹5L spend

Who qualifies for the SBI Air India Signature?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
₹1,200,000
Min credit score
780+
Self-employed
Eligible

SBI Air India Signature FAQ

What is the SBI Air India Signature annual fee?

The annual fee is ₹4,999. It is waived if you spend ₹5,00,000 in a year.

What does the SBI Air India Signature earn?

It earns 8% on travel and 2% on everything else.

What income do you need for the SBI Air India Signature?

The stated minimum income is ₹12,00,000 a year. Banks treat this as a guideline, not a hard cutoff.

What is the SBI Air India Signature welcome bonus?

20,000 Air India reward points.

Are these SBI Air India Signature figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.