Wells Fargo Bilt Mastercard
Pay rent without fees, only no-fee card that earns points on rent.
No longer open to new applicants
Wells Fargo stopped issuing the Bilt Mastercard: existing cards were deactivated on 7 February 2026 when Bilt moved its cards to a new issuer, and cardholders who did not switch were converted to a Wells Fargo Autograph card.
sourceThe Wells Fargo Bilt Mastercard has no annual fee. It earns 3% on dining and 1% on everything else. Forex markup is 0%. It is no longer open to new applicants. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much Wells Fargo Bilt Mastercard actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the Wells Fargo Bilt Mastercard earn?
What you earn back, by category.
No welcome bonus, value lives in rent payments
What do you get with the Wells Fargo Bilt Mastercard?
- 1x points on rent (up to 100K points/year, no transaction fee)
- 3x on dining
- 2x on travel
- 1x on everything else
- Transfer to 14 airline + hotel partners
- No annual fee, no foreign transaction fees
Who qualifies for the Wells Fargo Bilt Mastercard?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
How does the Wells Fargo Bilt Mastercard compare?
Wells Fargo Bilt Mastercard FAQ
›What is the Wells Fargo Bilt Mastercard annual fee?
The Wells Fargo Bilt Mastercard has no annual fee.
›What does the Wells Fargo Bilt Mastercard earn?
It earns 3% on dining and 1% on everything else.
›What is the Wells Fargo Bilt Mastercard forex markup?
The Wells Fargo Bilt Mastercard charges 0% forex markup on foreign-currency spends.
›What income do you need for the Wells Fargo Bilt Mastercard?
Wells Fargo publishes no minimum income requirement for this card; approval rests on your credit profile.
›What is the Wells Fargo Bilt Mastercard welcome bonus?
No welcome bonus, value lives in rent payments.
›Can you still apply for the Wells Fargo Bilt Mastercard?
Wells Fargo stopped issuing the Bilt Mastercard: existing cards were deactivated on 7 February 2026 when Bilt moved its cards to a new issuer, and cardholders who did not switch were converted to a Wells Fargo Autograph card.
›Are these Wells Fargo Bilt Mastercard figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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