Amex UK Platinum caps Priority Pass at 20 visits a year from 2028, unless you spend £30,000

American Express has added a notice to its UK Platinum Card page: from 1 January 2028, Priority Pass lounge access on the personal Platinum Card is no longer unlimited by default. Main cardmembers get 20 complimentary Priority Pass visits each calendar year and supplementary cardmembers get 10. If eligible spend on the Platinum account reaches £30,000 in a calendar year, Priority Pass stays unlimited for the following year.

Nothing changes in 2026 or 2027. The first year that counts is 2027: spend £30,000 between 1 January and 31 December 2027 and you keep unlimited Priority Pass for all of 2028.

What changes

The spend test resets every 1 January, per Amex, so the same £30,000 threshold applies to each year that follows.

The fine print

• Guests eat into the cap. Head for Points reports that guest visits count toward the allowance, so a couple travelling on one main card share its 20 visits. A supplementary card brings its own 10.
• Over the cap you can still get in, at a price. Head for Points says Amex confirmed you can keep using Priority Pass after the allowance runs out, paying the standard guest rate (currently £24 per person, per Head for Points).
• Card-entry lounges are not affected. Centurion lounges and the other lounges you enter by showing the Platinum Card itself sit outside the Priority Pass cap. Head for Points names Plaza Premium and Eurostar lounges among them.
• Business Platinum is not affected. Head for Points says Amex confirmed only personal cards are in scope.
• Pre-book entitlements continue through 31 December 2027, per Amex's page.
• Supplementary spend counts toward the £30,000, according to LoyaltyLobby's reading of the terms.

What it means in practice

£30,000 a year is £2,500 a month on one card. Most UK cardholders who use Priority Pass a handful of times a year will never notice: 20 visits is 20 solo departures through a Priority Pass lounge. The people this hits are frequent flyers who lean on Priority Pass at airports without a Centurion or other Amex-entry lounge, and couples who travel together on a single card without a supplementary.

If you are near the threshold, 2027 is the year to route spend onto the Platinum. If you are nowhere near it, count how many Priority Pass visits you actually made this year before deciding the card is worth less to you.

Which CardPolo cards are affected

The American Express Platinum (UK) in our catalog. Amex's US Platinum and the Business Platinum are not part of this change.

Not sure your Platinum still earns its fee once lounge use is capped? Run your spending through Polo Match to see which card comes out ahead, or ask Polo Brain which card to put each purchase on.