US
American Express
Amex Hilton Honors
AMERICAN
EXPRESS
๐Ÿ‡บ๐Ÿ‡ธ United States ยท American Express

Amex Hilton Honors

No-fee Hilton card, solid for occasional Hilton stays.

4.1 / 5
Joining fee
$0
Annual fee
$0
Top reward
7%
Min income
None stated

External link to American Expressโ€™s own application page.

The Amex Hilton Honors has no annual fee. It earns 7% on travel and 3% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Amex Hilton Honors actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$828
Annual feeNo fee
Welcome bonus (year 1 only)+$2,000
Cumulative net value
+$6,140
over 5 years
Year 1
$2,828
+$2,828/yr
Year 2
$3,656
+$828/yr
Year 3
$4,484
+$828/yr
Year 4
$5,312
+$828/yr
Year 5
$6,140
+$828/yr
Year 1 (with bonus)
$2,828
Year 2+ (steady state)
$828/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Amex Hilton Honors earn?

What you earn back, by category.

travel
7%
๐Ÿ“ˆ
dining
5%
๐Ÿ“ˆ
Everything else
3%
๐Ÿ“ˆ
๐ŸŽ
Welcome bonus

70,000 Hilton points after $2,000 spend in 6 months

What do you get with the Amex Hilton Honors?

  • 7x Hilton Honors points at Hilton hotels
  • 5x at US restaurants + gas stations
  • 3x on everything else
  • Hilton Honors Silver status
  • No annual fee, no foreign transaction fees

Who qualifies for the Amex Hilton Honors?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
670+
Self-employed
Eligible

Amex Hilton Honors FAQ

โ€บWhat is the Amex Hilton Honors annual fee?

The Amex Hilton Honors has no annual fee.

โ€บWhat does the Amex Hilton Honors earn?

It earns 7% on travel and 3% on everything else.

โ€บWhat is the Amex Hilton Honors forex markup?

The Amex Hilton Honors charges 0% forex markup on foreign-currency spends.

โ€บWhat income do you need for the Amex Hilton Honors?

American Express publishes no minimum income requirement for this card; approval rests on your credit profile.

โ€บWhat is the Amex Hilton Honors welcome bonus?

70,000 Hilton points after $2,000 spend in 6 months.

โ€บAre these Amex Hilton Honors figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.