CardPolo
American Express Platinum Cashback Everyday card
🇪🇺 Europe · American Express

American Express Platinum Cashback Everyday

Simple cashback in the UK with no annual fee.

4.3 / 5
Joining fee
£0
Annual fee
£0
Top reward
0.5%
Min income
Not verified
Apply at American Express← Back to all cards

External link to American Express’s own application page.

The American Express Platinum Cashback Everyday has no annual fee. It earns 0.5% on all spends. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much American Express Platinum Cashback Everyday actually pays you over time, net of annual fees.

£1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards£90
Annual feeNo fee
Cumulative net value
+£450
over 5 years
Year 1
£90
+£90/yr
Year 2
£180
+£90/yr
Year 3
£270
+£90/yr
Year 4
£360
+£90/yr
Year 5
£450
+£90/yr
Year 1 (with bonus)
£90
Year 2+ (steady state)
£90/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the American Express Platinum Cashback Everyday earn?

What you earn back, by category.

Everything else
0.5%
📈
🎁
Welcome bonus

2% cashback for the first 12 months, up to £200, if the offer conditions are met

What do you get with the American Express Platinum Cashback Everyday?

  • 0.5% cashback on the first £10,000 of spend in a membership year
  • 1% cashback on spend above £10,000 in a membership year
  • No annual fee

Who qualifies for the American Express Platinum Cashback Everyday?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
Not verified
Self-employed
Eligible

How does the American Express Platinum Cashback Everyday compare?

American Express Platinum Cashback Everyday vs Barclaycard Rewards
Compare any two cards

What people say about the American Express Platinum Cashback Everyday

Real answers from readers. No login, and nothing here affects our scores.

American Express Platinum Cashback Everyday FAQ

›What is the American Express Platinum Cashback Everyday annual fee?

The American Express Platinum Cashback Everyday has no annual fee.

›What does the American Express Platinum Cashback Everyday earn?

It earns 0.5% on all spends.

›What is the American Express Platinum Cashback Everyday welcome bonus?

2% cashback for the first 12 months, up to £200, if the offer conditions are met.

›Are these American Express Platinum Cashback Everyday figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.

More cards in Europe

American Express Preferred Rewards Gold card

American Express Preferred Rewards Gold

American Express

4.6

UK spenders who want Membership Rewards points with a free first year.

£195 a yearDetails
American Express Platinum (UK) card

American Express Platinum (UK)

American Express

4.3

Frequent flyers in the UK who will use the lounges and dining credits.

£650 a yearDetails
British Airways American Express Credit Card card

British Airways American Express Credit Card

American Express

4.2

Collecting Avios on everyday spend with no annual fee.

No annual feeDetails