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Capital One Venture X
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๐Ÿ‡บ๐Ÿ‡ธ United States ยท Capital One

Capital One Venture X

Premium travel, $395 fee easily offset by $300 travel credit + 10K anniversary miles.

4.7 / 5
Joining fee
$0
Annual fee
$395
Top reward
10%
Min income
None stated

External link to Capital Oneโ€™s own application page.

The Capital One Venture X costs $395 a year. It earns 10% on travel and 2% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Capital One Venture X actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$936
Annual feeโˆ’$395
Welcome bonus (year 1 only)+$4,000
Cumulative net value
+$6,705
over 5 years
Year 1
$4,541
+$4,541/yr
Year 2
$5,082
+$541/yr
Year 3
$5,623
+$541/yr
Year 4
$6,164
+$541/yr
Year 5
$6,705
+$541/yr
Year 1 (with bonus)
$4,541
Year 2+ (steady state)
$541/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Capital One Venture X earn?

What you earn back, by category.

travel
10%
๐Ÿ“ˆ
Everything else
2%
๐Ÿ“ˆ
๐ŸŽ
Welcome bonus

75,000 miles after $4,000 spend in first 3 months

What do you get with the Capital One Venture X?

  • 10x miles on hotels + rental cars via Capital One Travel
  • 2x miles on every purchase
  • $300 annual Capital One Travel credit
  • 10,000 miles anniversary bonus (worth $100)
  • Unlimited Priority Pass + Capital One Lounges access
  • Up to $100 Global Entry/TSA PreCheck credit

Who qualifies for the Capital One Venture X?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
720+
Self-employed
Eligible

Capital One Venture X FAQ

โ€บWhat is the Capital One Venture X annual fee?

The annual fee is $395 (joining fee $0).

โ€บWhat does the Capital One Venture X earn?

It earns 10% on travel and 2% on everything else.

โ€บWhat is the Capital One Venture X forex markup?

The Capital One Venture X charges 0% forex markup on foreign-currency spends.

โ€บWhat income do you need for the Capital One Venture X?

Capital One publishes no minimum income requirement for this card; approval rests on your credit profile.

โ€บWhat is the Capital One Venture X welcome bonus?

75,000 miles after $4,000 spend in first 3 months.

โ€บAre these Capital One Venture X figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.