Amex Hilton Honors Aspire vs Capital One Venture X
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Capital One Venture X wins 4-2. Premium travel, $395 fee easily offset by $300 travel credit + 10K anniversary miles. Amex Hilton Honors Aspire is still the right call if frequent hilton guests who want top-tier diamond status..
Side-by-side
| Criterion | Amex Hilton Honors Aspire | Capital One Venture X |
|---|---|---|
| Annual fee | · $550 | $395 |
| Joining fee | = None | = None |
| Top reward rate | 14x (travel) | · 10% (travel) |
| Base reward rate | 3x | · 2% |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | · N/A | 75,000 miles after $4,000 spend in first 3 months |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = Not verified | = None stated |
| Min credit score | · N/A | 720 |
| Editorial rating | · 4.4/5 | 4.7/5 |
Benefits compared
Amex Hilton Honors Aspire
- 14x Hilton Honors points at Hilton hotels and resorts
- 7x at US restaurants, on flights booked directly with airlines or AmexTravel.com, and on car rentals booked directly
- 3x on everything else
- Hilton Honors Diamond status
- No foreign transaction fees
Capital One Venture X
- 10x miles on hotels + rental cars via Capital One Travel
- 2x miles on every purchase
- $300 annual Capital One Travel credit
- 10,000 miles anniversary bonus (worth $100)
- Unlimited Priority Pass + Capital One Lounges access
- Up to $100 Global Entry/TSA PreCheck credit
FAQ
›Amex Hilton Honors Aspire vs Capital One Venture X: which is better?
Capital One Venture X wins on more dimensions (4 vs 2). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Amex Hilton Honors Aspire for its best categories, Capital One Venture X for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Amex Hilton Honors Aspire doesn't list a welcome bonus. Capital One Venture X: 75,000 miles after $4,000 spend in first 3 months.