Head-to-head · 🇺🇸 United States
Amex Business Platinum vs Amex Hilton Honors Aspire
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
American Express
Business Platinum
AMEX
Wins 3 of 10
Wins 3 of 10
Verdict
It's a true tie, neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | Amex Business Platinum | Amex Hilton Honors Aspire |
|---|---|---|
| Annual fee | · $695 | $550 |
| Joining fee | = None | = None |
| Top reward rate | · 5% (travel) | 14x (travel) |
| Base reward rate | · 1.5% | 3x |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | 150,000 Membership Rewards points after $20,000 spend in 3 months | · N/A |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = None stated | = Not verified |
| Min credit score | 720 | · N/A |
| Editorial rating | 4.5/5 | · 4.4/5 |
Benefits compared
Amex Business Platinum
- 5x points on flights + prepaid hotels via Amex Travel
- 2x on up to $2,000,000/yr across US construction + hardware, US electronics + software/cloud, US shipping, and purchases of $5,000+ (shipping limited to named providers from 17 Feb 2027)
- Centurion + Priority Pass + Delta SkyClub access
- $200 airline fee credit + $200 dell credit + $400 Indeed credit
- Hilton Honors Gold + Marriott Bonvoy Gold
- Generous expense-management features (Vendor Pay)
Amex Hilton Honors Aspire
- 14x Hilton Honors points at Hilton hotels and resorts
- 7x at US restaurants, on flights booked directly with airlines or AmexTravel.com, and on car rentals booked directly
- 3x on everything else
- Hilton Honors Diamond status
- No foreign transaction fees
FAQ
›Amex Business Platinum vs Amex Hilton Honors Aspire: which is better?
It's a true tie, pick the one whose boost categories match your spend. Amex Business Platinum wins on 3 criteria, Amex Hilton Honors Aspire on 3.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Amex Business Platinum for its best categories, Amex Hilton Honors Aspire for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Amex Business Platinum: 150,000 Membership Rewards points after $20,000 spend in 3 months. Amex Hilton Honors Aspire doesn't list a welcome bonus.