EXPRESS
Amex Business Platinum
US-incorporated startups with $50K+/year corporate spend.
External link to American Express’s own application page.
The Amex Business Platinum costs $695 a year. It earns 5% on travel and 1.5% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much Amex Business Platinum actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the Amex Business Platinum earn?
What you earn back, by category.
150,000 Membership Rewards points after $20,000 spend in 3 months
What do you get with the Amex Business Platinum?
- 5x points on flights + prepaid hotels via Amex Travel
- 1.5x on purchases ≥$5,000 (uncapped)
- Centurion + Priority Pass + Delta SkyClub access
- $200 airline fee credit + $200 dell credit + $400 Indeed credit
- Hilton Honors Gold + Marriott Bonvoy Gold
- Generous expense-management features (Vendor Pay)
Who qualifies for the Amex Business Platinum?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Amex Business Platinum FAQ
›What is the Amex Business Platinum annual fee?
The annual fee is $695 (joining fee $0).
›What does the Amex Business Platinum earn?
It earns 5% on travel and 1.5% on everything else.
›What is the Amex Business Platinum forex markup?
The Amex Business Platinum charges 0% forex markup on foreign-currency spends.
›What income do you need for the Amex Business Platinum?
American Express publishes no minimum income requirement for this card; approval rests on your credit profile.
›What is the Amex Business Platinum welcome bonus?
150,000 Membership Rewards points after $20,000 spend in 3 months.
›Are these Amex Business Platinum figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
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