Head-to-head · 🇮🇳 India
Axis Vistara Signature vs SBI Air India Signature
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Axis Bank
Axis Vistara Signature
VISA
Wins 4 of 10
IN
SBI Card
SBI Air India Signature
VISA
Wins 4 of 10
Verdict
It's a true tie, neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | Axis Vistara Signature | SBI Air India Signature |
|---|---|---|
| Annual fee | ₹3,000 | · ₹4,999 |
| Joining fee | ₹3,000 | · ₹4,999 |
| Top reward rate | · 5% (travel) | 8% (travel) |
| Base reward rate | · 1% | 2% |
| Forex markup | = 3.5% | = N/A |
| Welcome bonus | = Vistara Premium Economy ticket on joining | = 20,000 Air India reward points |
| Fee waiver threshold | · ₹750,000 / yr | ₹500,000 / yr |
| Min income | ₹600,000 | · ₹1,200,000 |
| Min credit score | 750 | · 780 |
| Editorial rating | · 4.2/5 | 4.3/5 |
Benefits compared
Axis Vistara Signature
- 5 CV points per ₹200 on travel
- Premium Economy class ticket on joining
- Premium Economy class ticket on ₹4.5L spend
- 8 domestic lounge visits/year
- Club Vistara Silver tier on joining
SBI Air India Signature
- 30 AI reward points per ₹100 on Air India bookings
- 4 reward points per ₹100 on others
- Air India Maharajah Club Silver
- 8 international + 8 domestic lounge visits/year
- Free Air India ticket on ₹5L spend
FAQ
›Axis Vistara Signature vs SBI Air India Signature: which is better?
It's a true tie, pick the one whose boost categories match your spend. Axis Vistara Signature wins on 4 criteria, SBI Air India Signature on 4.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Axis Vistara Signature for its best categories, SBI Air India Signature for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Vistara Signature: Vistara Premium Economy ticket on joining. SBI Air India Signature: 20,000 Air India reward points.