Barclaycard Rewards vs Barclaycard Avios
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Barclaycard Avios wins 3-1. Avios on everyday spend with no monthly fee. Barclaycard Rewards is still the right call if spending abroad from the uk with no foreign transaction fees..
Side-by-side
| Criterion | Barclaycard Rewards | Barclaycard Avios |
|---|---|---|
| Annual fee | = No annual fee | = No annual fee |
| Joining fee | = None | = None |
| Top reward rate | · 0.25% (general) | 1% (general) |
| Base reward rate | · 0.25% | 1% |
| Forex markup | = No FX fee | = N/A |
| Welcome bonus | · N/A | 5,000 Avios after £1,000 spend in three months, for new Barclaycard customers |
| Fee waiver threshold | = N/A (no fee) | = N/A (no fee) |
| Min income | = Not verified | = Not verified |
| Min credit score | = N/A | = N/A |
| Editorial rating | 4.4/5 | · 4.1/5 |
Benefits compared
Barclaycard Rewards
- 0.25% cashback on eligible purchases, credited once a year or on request
- No transaction fees when you spend or withdraw cash abroad
Barclaycard Avios
- 1 Avios for every £1 spent on eligible purchases
- No monthly fee
- Spend £20,000 in 12 months to choose a British Airways cabin upgrade voucher
FAQ
›Barclaycard Rewards vs Barclaycard Avios: which is better?
Barclaycard Avios wins on more dimensions (3 vs 1). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use Barclaycard Rewards for its best categories, Barclaycard Avios for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Barclaycard Rewards doesn't list a welcome bonus. Barclaycard Avios: 5,000 Avios after £1,000 spend in three months, for new Barclaycard customers.