🇪🇺 Europe · Barclaycard

Barclaycard Rewards

Spending abroad from the UK with no foreign transaction fees.

4.4 / 5
Joining fee
£0
Annual fee
£0
Top reward
0.25%
Min income
Not verified

External link to Barclaycard’s own application page.

The Barclaycard Rewards has no annual fee. It earns 0.25% on all spends. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Barclaycard Rewards actually pays you over time, net of annual fees.

£1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards£45
Annual feeNo fee
Cumulative net value
+£225
over 5 years
Year 1
£45
+£45/yr
Year 2
£90
+£45/yr
Year 3
£135
+£45/yr
Year 4
£180
+£45/yr
Year 5
£225
+£45/yr
Year 1 (with bonus)
£45
Year 2+ (steady state)
£45/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Barclaycard Rewards earn?

What you earn back, by category.

Everything else
0.25%
📈

What do you get with the Barclaycard Rewards?

  • 0.25% cashback on eligible purchases, credited once a year or on request
  • No transaction fees when you spend or withdraw cash abroad

Who qualifies for the Barclaycard Rewards?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
Not verified
Self-employed
Eligible

What people say about the Barclaycard Rewards

Real answers from readers. No login, and nothing here affects our scores.

Barclaycard Rewards FAQ

›What is the Barclaycard Rewards annual fee?

The Barclaycard Rewards has no annual fee.

›What does the Barclaycard Rewards earn?

It earns 0.25% on all spends.

›What is the Barclaycard Rewards forex markup?

The Barclaycard Rewards charges 0% forex markup on foreign-currency spends.

›Are these Barclaycard Rewards figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.