Head-to-head · 🇮🇳 India
HDFC Marriott Bonvoy vs HDFC Pixel
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
HDFC Bank
HDFC Marriott Bonvoy
DINERS CLUB
Wins 4 of 10
IN
HDFC Bank
HDFC Pixel
VISA
Wins 4 of 10
Verdict
It's a true tie, neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | HDFC Marriott Bonvoy | HDFC Pixel |
|---|---|---|
| Annual fee | · ₹3,000 | No annual fee |
| Joining fee | · ₹3,000 | None |
| Top reward rate | 8% (travel) | · 3% (shopping) |
| Base reward rate | 2% | · 1% |
| Forex markup | = N/A | = 3.5% |
| Welcome bonus | = 1 free night at any Marriott property + Marriott Bonvoy Silver Elite status | = Customizable card design + ₹250 voucher |
| Fee waiver threshold | ₹800,000 / yr | · N/A (no fee) |
| Min income | · ₹1,500,000 | ₹200,000 |
| Min credit score | · 770 | 700 |
| Editorial rating | 4.5/5 | · 4.2/5 |
Benefits compared
HDFC Marriott Bonvoy
- 8 Bonvoy points per ₹150 on Marriott
- 4 Bonvoy points per ₹150 on travel + dining
- 2 Bonvoy points per ₹150 on everything else
- 1 free night annually at Marriott (up to 15K Bonvoy point value)
- Marriott Bonvoy Silver Elite status (15 elite night credits)
- 8 international + 8 domestic lounge visits/year
HDFC Pixel
- 3% cashback on 2 chosen merchants (Swiggy/Zomato/Uber/Amazon/etc.)
- 1% on other spends
- Lifetime free
- Mobile-first app experience
- Dynamic CVV for security
FAQ
›HDFC Marriott Bonvoy vs HDFC Pixel: which is better?
It's a true tie, pick the one whose boost categories match your spend. HDFC Marriott Bonvoy wins on 4 criteria, HDFC Pixel on 4.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use HDFC Marriott Bonvoy for its best categories, HDFC Pixel for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
HDFC Marriott Bonvoy: 1 free night at any Marriott property + Marriott Bonvoy Silver Elite status. HDFC Pixel: Customizable card design + ₹250 voucher.