RBL World Safari vs HDFC Regalia
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
HDFC Regalia wins 5-3. Mid-tier travel without the Regalia Gold price tag. RBL World Safari is still the right call if international travelers, best forex markup + lounge access combo..
Side-by-side
| Criterion | RBL World Safari | HDFC Regalia |
|---|---|---|
| Annual fee | · ₹3,000 | ₹2,500 |
| Joining fee | · ₹3,000 | ₹2,500 |
| Top reward rate | 5% (travel) | · 2.7% (general) |
| Base reward rate | · 2% | 2.7% |
| Forex markup | No FX fee | · 2% |
| Welcome bonus | = ₹3,000 MakeMyTrip voucher on first eligible spend within 30 days | = 2,500 reward points on first 90-day spend |
| Fee waiver threshold | · ₹500,000 / yr | ₹300,000 / yr |
| Min income | = ₹1,200,000 | = ₹1,200,000 |
| Min credit score | · 780 | 770 |
| Editorial rating | 4.5/5 | · 4.3/5 |
Benefits compared
RBL World Safari
- 0% forex markup, uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
HDFC Regalia
- 4 reward points per ₹150
- 12 domestic + 6 international lounge visits/year
- Low forex markup 2%
- Buy-1-get-1 BookMyShow tickets
- Milestone reward points at ₹1L, ₹5L
FAQ
›RBL World Safari vs HDFC Regalia: which is better?
HDFC Regalia wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern, see the calculator below.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use RBL World Safari for its best categories, HDFC Regalia for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
RBL World Safari: ₹3,000 MakeMyTrip voucher on first eligible spend within 30 days. HDFC Regalia: 2,500 reward points on first 90-day spend.