SBI Air India Signature vs Axis MyZone
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis MyZone wins 5-3. Entry-tier with strong entertainment partnerships. SBI Air India Signature is still the right call if air india loyalists, highest miles earn on ai bookings..
Side-by-side
| Criterion | SBI Air India Signature | Axis MyZone |
|---|---|---|
| Annual fee | · ₹4,999 | ₹500 |
| Joining fee | · ₹4,999 | ₹500 |
| Top reward rate | 8% (travel) | · 1% (general) |
| Base reward rate | 2% | · 1% |
| Forex markup | = N/A | = 3.5% |
| Welcome bonus | = 20,000 Air India reward points | = ₹500 SonyLIV / Eros Now subscription |
| Fee waiver threshold | · ₹500,000 / yr | ₹100,000 / yr |
| Min income | · ₹1,200,000 | ₹240,000 |
| Min credit score | · 780 | 720 |
| Editorial rating | 4.3/5 | · 4/5 |
Benefits compared
SBI Air India Signature
- 30 AI reward points per ₹100 on Air India bookings
- 4 reward points per ₹100 on others
- Air India Maharajah Club Silver
- 8 international + 8 domestic lounge visits/year
- Free Air India ticket on ₹5L spend
Axis MyZone
- Buy-1-get-1 movie tickets on District, spend-gated from 1 Nov 2026 (₹25,000 settled spend in the previous 3 months)
- 40% off on Swiggy (capped ₹120)
- Sony LIV / Eros Now annual subscription
- 4 reward points per ₹200
- 1% fuel surcharge waiver
FAQ
›SBI Air India Signature vs Axis MyZone: which is better?
Axis MyZone wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern. Run your own monthly spend through the maximizer to see which one pays you more.
›Can I get both?
Yes, if your credit profile supports it, holding both is the optimal play. Use SBI Air India Signature for its best categories, Axis MyZone for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI Air India Signature: 20,000 Air India reward points. Axis MyZone: ₹500 SonyLIV / Eros Now subscription.