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🇪🇺 Europe · Hanseatic Bank

Hanseatic Bank GenialCard

Paying abroad from Germany with no annual fee and no foreign currency fee.

4.4 / 5
Joining fee
€0
Annual fee
€0
Top reward
0%
Min income
Not verified
Apply at Hanseatic Bank← Back to all cards

External link to Hanseatic Bank’s own application page.

The Hanseatic Bank GenialCard has no annual fee. It earns 0% on all spends. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Hanseatic Bank GenialCard actually pays you over time, net of annual fees.

€1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards€0
Annual feeNo fee
Cumulative net value
+€0
over 5 years
Year 1
€0
+€0/yr
Year 2
€0
+€0/yr
Year 3
€0
+€0/yr
Year 4
€0
+€0/yr
Year 5
€0
+€0/yr
Year 1 (with bonus)
€0
Year 2+ (steady state)
€0/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Hanseatic Bank GenialCard earn?

What you earn back, by category.

Everything else
0%
📈

What do you get with the Hanseatic Bank GenialCard?

  • No annual fee, permanently
  • No foreign currency fee when paying worldwide
  • Cash withdrawals abroad free of bank fees (ATM operators may charge their own)
  • No rewards: it is a no-fee travel card, not a points card

Who qualifies for the Hanseatic Bank GenialCard?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
Not verified
Self-employed
Eligible

How does the Hanseatic Bank GenialCard compare?

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Compare any two cards

What people say about the Hanseatic Bank GenialCard

Real answers from readers. No login, and nothing here affects our scores.

Hanseatic Bank GenialCard FAQ

›What is the Hanseatic Bank GenialCard annual fee?

The Hanseatic Bank GenialCard has no annual fee.

›What does the Hanseatic Bank GenialCard earn?

It earns 0% on all spends.

›What is the Hanseatic Bank GenialCard forex markup?

The Hanseatic Bank GenialCard charges 0% forex markup on foreign-currency spends.

›Are these Hanseatic Bank GenialCard figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.

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