HDFC Swiggy BLCK
Regular Swiggy orderers: 10% back on food, Instamart and Dineout.
Reward rates and fees verified against the issuer source on Nov 14, 2026 · issuer source
External link to HDFC Bank’s own application page.
The HDFC Swiggy BLCK costs ₹1,000 a year, waived at ₹2,00,000 annual spend. It earns 10% on dining and 1% on everything else. These figures were verified against the issuer's own source on November 14, 2026.
5-year value calculator
How much HDFC Swiggy BLCK actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the HDFC Swiggy BLCK earn?
What you earn back, by category.
3-month Swiggy BLCK membership
What do you get with the HDFC Swiggy BLCK?
- 10% cashback on Swiggy food, Instamart and Dineout, on orders of ₹249 or more (up to ₹1,500 a cycle)
- 5% cashback on select online merchants and categories, including Cleartrip and Nykaa (up to ₹1,500 a cycle)
- 1% cashback on other spends (up to ₹1,000 a cycle), excluding fuel, rent, jewellery, government, gaming, education, EMI and wallet loads
- Cashback credited to your card statement each cycle
- Joining fee waived on ₹75,000 spend in the first 90 days; renewal waived on ₹2,00,000 a year
Who qualifies for the HDFC Swiggy BLCK?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Latest on the HDFC Swiggy BLCK
What people say about the HDFC Swiggy BLCK
Real answers from readers. No login, and nothing here affects our scores.
HDFC Swiggy BLCK FAQ
›What is the HDFC Swiggy BLCK annual fee?
The annual fee is ₹1,000. It is waived if you spend ₹2,00,000 in a year.
›What does the HDFC Swiggy BLCK earn?
It earns 10% on dining and 1% on everything else.
›What income do you need for the HDFC Swiggy BLCK?
The stated minimum income is ₹12,00,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the HDFC Swiggy BLCK welcome bonus?
3-month Swiggy BLCK membership.
›Are these HDFC Swiggy BLCK figures verified?
These figures were verified against the issuer's own source on November 14, 2026.
