HDFC Swiggy Ornge
Light Swiggy users who want 5% back and a year of Swiggy One for ₹500.
Reward rates and fees verified against the issuer source on Nov 14, 2026 · issuer source
External link to HDFC Bank’s own application page.
The HDFC Swiggy Ornge costs ₹500 a year, waived at ₹1,50,000 annual spend. It earns 5% on dining and 1% on everything else. These figures were verified against the issuer's own source on November 14, 2026.
5-year value calculator
How much HDFC Swiggy Ornge actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the HDFC Swiggy Ornge earn?
What you earn back, by category.
12-month Swiggy One membership
What do you get with the HDFC Swiggy Ornge?
- 5% cashback on Swiggy food, Instamart and Dineout, on orders of ₹249 or more
- 5% cashback on select online merchants and categories, including Cleartrip and Nykaa, inside the same ₹1,500 cycle cap as Swiggy
- 1% cashback on other spends (up to ₹1,000 a cycle), excluding fuel, rent, jewellery, government, gaming, education, EMI and wallet loads
- Lifetime free for holders moved over from the old Swiggy HDFC card
- Renewal fee waived on ₹1,50,000 spend in a year
Who qualifies for the HDFC Swiggy Ornge?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
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HDFC Swiggy Ornge FAQ
›What is the HDFC Swiggy Ornge annual fee?
The annual fee is ₹500. It is waived if you spend ₹1,50,000 in a year.
›What does the HDFC Swiggy Ornge earn?
It earns 5% on dining and 1% on everything else.
›What income do you need for the HDFC Swiggy Ornge?
The stated minimum income is ₹2,40,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the HDFC Swiggy Ornge welcome bonus?
12-month Swiggy One membership.
›Are these HDFC Swiggy Ornge figures verified?
These figures were verified against the issuer's own source on November 14, 2026.
