US
Chase
Chase United Explorer
VISA
๐Ÿ‡บ๐Ÿ‡ธ United States ยท Chase

Chase United Explorer

United loyalists, free checked bag + lounge passes.

4.2 / 5
Joining fee
$0
Annual fee
$95
Top reward
2%
Min income
None stated

External link to Chaseโ€™s own application page.

The Chase United Explorer costs $95 a year. It earns 2% on travel and 1% on everything else. Forex markup is 0%. These figures are from our catalog and have not yet been re-verified against the issuer.

5-year value calculator

How much Chase United Explorer actually pays you over time, net of annual fees.

$1,500

Includes 40% in this card's boost category, 60% general spend.

Annual rewards$252
Annual feeโˆ’$95
Welcome bonus (year 1 only)+$3,000
Cumulative net value
+$3,785
over 5 years
Year 1
$3,157
+$3,157/yr
Year 2
$3,314
+$157/yr
Year 3
$3,471
+$157/yr
Year 4
$3,628
+$157/yr
Year 5
$3,785
+$157/yr
Year 1 (with bonus)
$3,157
Year 2+ (steady state)
$157/yr

Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.

What does the Chase United Explorer earn?

What you earn back, by category.

travel
2%
๐Ÿ“ˆ
dining
2%
๐Ÿ“ˆ
Everything else
1%
๐Ÿ“ˆ
๐ŸŽ
Welcome bonus

60,000 miles after $3,000 spend in 3 months

What do you get with the Chase United Explorer?

  • 2x miles on United + dining + hotel stays
  • 1x on everything else
  • Free first checked bag (saves ~$70/round trip)
  • 2 United Club one-time passes annually
  • Priority Boarding

Who qualifies for the Chase United Explorer?

These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.

Min annual income
No stated requirement
Min credit score
700+
Self-employed
Eligible

Chase United Explorer FAQ

โ€บWhat is the Chase United Explorer annual fee?

The annual fee is $95 (joining fee $0).

โ€บWhat does the Chase United Explorer earn?

It earns 2% on travel and 1% on everything else.

โ€บWhat is the Chase United Explorer forex markup?

The Chase United Explorer charges 0% forex markup on foreign-currency spends.

โ€บWhat income do you need for the Chase United Explorer?

Chase publishes no minimum income requirement for this card; approval rests on your credit profile.

โ€บWhat is the Chase United Explorer welcome bonus?

60,000 miles after $3,000 spend in 3 months.

โ€บAre these Chase United Explorer figures verified?

These figures are from our catalog and have not yet been re-verified against the issuer.