All SBI Card credit cards
SBI Card is the credit-card subsidiary of State Bank of India and the second-largest issuer in India. Known for low-fee online-shopping cards (SimplyClick) and Cleartrip-tied milestone vouchers.
Cards we cover
SBI SimplyClick
SBI Card
First card for online buyers, low entry fee
SBI Cashback
SBI Card
Pure online cashback, 5% on any online merchant, no partner restrictions.
IRCTC SBI Premier
SBI Card
Frequent rail travelers, 10% IRCTC train ticket value back.
SBI ELITE
SBI Card
Mid-premium SBI card with strong club benefits.
SBI Prime
SBI Card
Step up from SimplyClick with lounge access.
SBI Pulse
SBI Card
Health/fitness focused, smartwatch + wellness benefits.
SBI BPCL Octane
SBI Card
Highest fuel cashback in India, 7.25% effective at BPCL pumps.
SBI Air India Signature
SBI Card
Air India loyalists, highest miles earn on AI bookings.
SBI Aurum
SBI Card
Invitation-only super-premium SBI metal card.
SBI Card credit cards, common questions
Every figure below is read from our card catalog at build time, so it cannot drift from the card pages.
How many SBI Card credit cards does CardPolo cover?
9 SBI Card credit cards: SBI SimplyClick, SBI Cashback, IRCTC SBI Premier, SBI ELITE, SBI Prime and SBI Pulse, and 3 more. Each card page states the fee, the reward rate and where the figure came from.
Which SBI Card credit cards has the lowest annual fee?
Every one of the 9 SBI Card cards listed here charges an annual fee. The lowest is the SBI SimplyClick at ₹499 a year. Several waive that fee once you cross a spend threshold, which is stated on each card page.
How much do these SBI Card cards cost per year?
Annual fees across the 9 SBI Card cards on this page run ₹499 to ₹9,999 (highest: SBI Aurum). Fee waivers on annual spend are common in India and rare in the US, so read the waiver threshold rather than the headline fee.
Which of these SBI Card cards is cheapest on foreign spend?
6 of these cards charge 3.5% on foreign currency transactions, among them IRCTC SBI Premier, SBI BPCL Octane and SBI Cashback, and 3 more. That is the lowest markup among the 6 cards here whose rate we have confirmed against the issuer. The other 3 cards are left out of this answer because their markups are not yet verified, and we do not publish an unverified rate.
What income do you need for these SBI Card cards?
Of the 9 cards here that state an income requirement, the lowest bar is the SBI SimplyClick at ₹3,00,000 a year. Issuer income figures are guidelines rather than hard cutoffs, and US issuers generally publish none at all.