All HDFC Bank credit cards
India’s largest private-sector bank by market cap. The HDFC Bank credit-card line spans entry-tier (Millennia) through travel super-premium (Diners Club Black). Strong reward redemption via SmartBuy.
Cards we cover
HDFC Millennia
HDFC Bank
Online shoppers spending ₹15K–50K/month
HDFC Diners Club Black
HDFC Bank
Frequent travelers spending ₹2L+/month
Tata Neu Infinity HDFC
HDFC Bank
Tata ecosystem users, Croma, BigBasket, AirAsia, Westside, Taj
HDFC Regalia Gold
HDFC Bank
Mid-tier travel + dining without the Diners Black price tag
HDFC Infinia (Metal)
HDFC Bank
Top-tier travelers, invitation-only, the apex of HDFC reward redemption.
HDFC Marriott Bonvoy
HDFC Bank
Marriott loyalists, every ₹150 = 8 Bonvoy points on Marriott + 2 elsewhere.
HDFC Swiggy
HDFC Bank
Heavy Swiggy/Instamart users, 10% on the platform tops anything else.
HDFC Regalia
HDFC Bank
Mid-tier travel without the Regalia Gold price tag.
HDFC MoneyBack+
HDFC Bank
Entry-level cashback with very low waiver bar.
HDFC Pixel
HDFC Bank
Gen Z first card, fully digital, instant approval, customizable art.
HDFC Smart Pay
HDFC Bank
Lowest-fee credit card from HDFC, utility-only.
HDFC Bank credit cards, common questions
Every figure below is read from our card catalog at build time, so it cannot drift from the card pages.
How many HDFC Bank credit cards does CardPolo cover?
11 HDFC Bank credit cards: HDFC Millennia, HDFC Diners Club Black, Tata Neu Infinity HDFC, HDFC Regalia Gold, HDFC Infinia (Metal) and HDFC Marriott Bonvoy, and 5 more. Each card page states the fee, the reward rate and where the figure came from.
Which HDFC Bank credit cards have no annual fee?
1 of the 11 HDFC Bank cards listed here carries no annual fee: HDFC Pixel. A zero annual fee does not mean zero cost; check the joining fee and the foreign transaction markup on each card page before you apply.
How much do these HDFC Bank cards cost per year?
Annual fees across the 11 HDFC Bank cards on this page run ₹0 to ₹12,500 (highest: HDFC Infinia (Metal)). Fee waivers on annual spend are common in India and rare in the US, so read the waiver threshold rather than the headline fee.
Which of these HDFC Bank cards is cheapest on foreign spend?
HDFC Infinia (Metal), HDFC Regalia and HDFC Regalia Gold each charge 2% on foreign currency transactions. That is the lowest markup among the 9 cards here whose rate we have confirmed against the issuer. The other 2 cards are left out of this answer because their markups are not yet verified, and we do not publish an unverified rate.
What income do you need for these HDFC Bank cards?
Of the 11 cards here that state an income requirement, the lowest bar is the HDFC Smart Pay at ₹1,80,000 a year. Issuer income figures are guidelines rather than hard cutoffs, and US issuers generally publish none at all.