Every Indian card in our catalog, with fees, forex markup and stated income.
HDFC Bank
Top-tier travelers, invitation-only, the apex of HDFC reward redemption.
Frequent travelers spending ₹2L+/month
ICICI Bank
High-net-worth families wanting universal 6 ICICI points/₹100.
Heavy Amazon shoppers, best free card in India
IDFC FIRST Bank
Lifetime-free premium, best zero-fee card in India.
Axis Bank
Invitation-only super-premium, for ₹25L+/year spenders.
Online shoppers spending ₹15K–50K/month
Mid-tier travel + dining without the Diners Black price tag
SBI Card
Pure online cashback, 5% on any online merchant, no partner restrictions.
Kotak Mahindra Bank
Ultra-premium Kotak card; rewards come from milestone White Pass value, not a per-spend rate.
IndusInd Bank
Wildlife conservation enthusiasts, supports Bandipur Tiger Reserve.
Invitation-only super-premium SBI metal card.
Private-banking-tied super-premium, fee waived with banking AUM.
Bill payments + utilities + fuel, set-and-forget cashback
Tata ecosystem users, Croma, BigBasket, AirAsia, Westside, Taj
Travel-heavy spenders who transfer points to airline and hotel partners.
RBL Bank
International travelers, best forex markup + lounge access combo.
Marriott loyalists, every ₹150 = 8 Bonvoy points on Marriott + 2 elsewhere.
Lifetime-free with surprisingly strong reward earn rates.
Heavy Swiggy/Instamart users, 10% on the platform tops anything else.
Highest fuel cashback in India, 7.25% effective at BPCL pumps.
HSBC
HSBC Premier banking clients, no annual fee with relationship.
First card for online buyers, low entry fee
Flipkart loyalists who also use Myntra and Cleartrip
AU Small Finance Bank
Pick-your-own-categories, toggle 5x on the categories you spend in.
Underrated mid-premium, punches above its fee tier.
MakeMyTrip loyalists, co-branded with strong travel benefits.
Mid-premium SBI card with strong club benefits.
High-end IndusInd offering, niche but well-regarded.
Standard Chartered
Best general earn-rate at the ₹5K fee tier.
High-spenders post-2024 devaluation, still solid for ₹2L+/month travel.
Mid-tier travel without the Regalia Gold price tag.
Mid-premium with strong dining + travel mix.
Existing holders only: closed to new applicants since October 2024.
Yes Bank
High spenders who travel abroad: a 1% forex markup and unlimited international lounge access.
Mid-premium Kotak card; rewards come from milestone White Pass value, not a per-spend rate.
Entry-tier card, easy approval, decent base earning, low fee.
Domestic flyers (Vistara was acquired by Air India, points convert).
Gen Z first card, fully digital, instant approval, customizable art.
Tata Neu shoppers who want the NeuCoins without the Infinity fee.
Step up from SimplyClick with lounge access.
Mid-premium Amex with annual-fee waiver from year 2.
Entry-level cashback with very low waiver bar.
Food delivery regulars who want 5x points on Swiggy and Zomato.
Frequent rail travelers, 10% IRCTC train ticket value back.
Entry tier alternative, flat 2% on online spends.
Mid-tier shopping/dining card with solid fee waiver economics.
A simple first card with flat 1% back, run from the PayZapp app.
Step up from Coral, adds dual-network and milestone rewards.
Fuel-heavy spenders at HPCL pumps.
Entry-tier with strong entertainment partnerships.
Secured card backed by FD, accessible to thin-credit-file applicants.
Health/fitness focused, smartwatch + wellness benefits.
Lifetime free entry-tier ICICI card.
